YNAB Assistant

YNAB Assistant

Enables AI assistants to interact with YNAB budgets through natural language. Supports managing accounts, categories, transactions, and budget months with 21 tools for comprehensive budget operations.

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README

YNAB Assistant

A FastMCP server that lets AI assistants interact with your YNAB budget through the Model Context Protocol.

What is this?

This is a personal MCP server that exposes YNAB API functionality as tools that Claude (or other AI assistants) can use. It lets you ask questions about your budget, create transactions, update categories, and more using natural language.

Setup

  1. Install dependencies:

    uv sync
    
  2. Set your YNAB access token:

    Get your token from YNAB Developer Settings, then:

    export YNAB_ACCESS_TOKEN="your_token_here"
    

    Or use direnv with .envrc:

    echo 'export YNAB_ACCESS_TOKEN="your_token_here"' > .envrc
    direnv allow
    
  3. Run the server:

    uv run python main.py
    

    Server runs at http://localhost:8000/mcp

What can it do?

The server provides 21 tools across different areas:

  • Accounts: List accounts, get account details
  • Categories: View and update category budgets and notes
  • Transactions: Create, read, update, and delete transactions
  • Months: View budget month details
  • User: Get authenticated user info

Development

Run linters until clean:

ruff check --fix && basedpyright

Notes

  • All amounts in YNAB are in "milliunits" (e.g., -50000 = -$50.00)
  • Most tools default to your last-used budget for convenience
  • Built with FastMCP and the YNAB SDK

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