💳 MCP Stripe Finance

A production-grade MCP server for Stripe financial operations. Gives AI assistants (Claude, Cursor, VS Code, Claude Code, any MCP client) direct access to Stripe APIs — payments, customers, subscriptions, invoices, products, prices, refunds, and balance checks.

Why This Exists

The MCP ecosystem has 325+ finance/commerce servers but no high-quality, comprehensive Stripe MCP server existed before this one. The existing mcp-stripe (Python) has only 44 stars and limited functionality. This is a TypeScript-native implementation with 17 tools covering the full Stripe lifecycle.

Compared to Alternatives

Feature	mcp-stripe-finance 🆕	Existing mcp-stripe (Python)
Language	TypeScript (JS ecosystem native)	Python
Tools	17 (full Stripe lifecycle)	6 (basic CRUD)
npm downloads	Brand new	0 (PyPI, not npm)
Customers	Create, retrieve, list	Create, retrieve, update
Payments	Create, list	Create, list
Refunds	Full + partial	Basic
Subscriptions	Create, list	❌
Invoices	Create, finalize, list	❌
Products	Create, list	❌
Prices	Create, list (one-time + recurring)	❌
Balance	Retrieve	❌
Charges	Retrieve, search	❌
Quality	Zod schema validation + 14 tests	No tests

Prerequisites

• Node.js 18+
• A Stripe API key (get one at https://dashboard.stripe.com/apikeys)
  • Use sk_test_... for development/testing
  • Use sk_live_... for production

Quick Start

1. Install & Run

# Clone and install
git clone <your-repo-url>
cd mcp-stripe-finance
npm install
npm run build

# Set your Stripe key
export STRIPE_API_KEY=sk_test_your_key_here

# Start the server (stdio mode — integrates with MCP clients)
node dist/index.js

2. Install from npm (once published)

npm install -g mcp-stripe-finance
# or use directly with npx
npx mcp-stripe-finance

Configuration

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "stripe-finance": {
      "command": "node",
      "args": ["/path/to/mcp-stripe-finance/dist/index.js"],
      "env": {
        "STRIPE_API_KEY": "sk_test_your_key_here"
      }
    }
  }
}

Cursor

In Cursor settings → MCP Servers → Add:

• Name: Stripe Finance
• Type: command
• Command: node /path/to/mcp-stripe-finance/dist/index.js
• Environment Variables: STRIPE_API_KEY=sk_test_your_key_here

VS Code (via Continue.dev or similar)

{
  "mcpServers": {
    "stripe-finance": {
      "command": "node",
      "args": ["/path/to/mcp-stripe-finance/dist/index.js"],
      "env": {
        "STRIPE_API_KEY": "sk_test_your_key_here"
      }
    }
  }
}

Smithery.ai (Remote Hosting)

Configure Smithery to run the Docker image or point at your hosted instance with STRIPE_API_KEY environment.

Available Tools

💰 Payments

Tool	Description	Required Params
stripe_create_payment_intent	Create a payment (amount in cents)	amount
stripe_list_payments	List recent payment intents	—
stripe_create_refund	Issue a full or partial refund	payment_intent
stripe_retrieve_charge	Get charge details	charge_id
stripe_search_charges	Search charges with query syntax	query

👥 Customers

Tool	Description	Required Params
stripe_create_customer	Create a new customer	—
stripe_retrieve_customer	Get customer details	customer_id
stripe_list_customers	List/search customers	—

💳 Subscriptions

Tool	Description	Required Params
stripe_create_subscription	Create a subscription	customer_id, items
stripe_list_subscriptions	List subscriptions	—

📄 Invoices

Tool	Description	Required Params
stripe_create_invoice	Create a draft invoice	customer_id
stripe_finalize_invoice	Finalize a draft invoice	invoice_id
stripe_list_invoices	List invoices	—

📦 Products & Pricing

Tool	Description	Required Params
stripe_create_product	Create a product	name
stripe_list_products	List products	—
stripe_create_price	Create a price (one-time or recurring)	product, unit_amount
stripe_list_prices	List prices	—

📊 Account

Tool	Description	Required Params
stripe_retrieve_balance	Get account balance (available/pending)	—

Example Queries (What AI Can Do)

"Create a new customer named Jane Doe with email jane@example.com" → stripe_create_customer({name: "Jane Doe", email: "jane@example.com"})

"Charge Jane $25 for a monthly subscription" → stripe_create_customer, then stripe_create_product, stripe_create_price with recurring, stripe_create_subscription

"What's my current Stripe balance?" → stripe_retrieve_balance()

"Refund the last payment from customer cus_xyz" → stripe_list_payments, then stripe_create_refund

"Create a $49.99 monthly subscription for customer cus_abc with a 14-day trial" → stripe_create_subscription({customer_id: "cus_abc", items: [{price: "price_xyz"}], trial_period_days: 14})

Development

# Watch mode
npm run dev

# Run tests
npm test

# Run tests in watch mode
npm run test:watch

# Inspect with MCP Inspector
npm run inspect

# Build
npm run build

Testing with the MCP Inspector

# Terminal 1: Set your key and start the server
export STRIPE_API_KEY=sk_test_...
npm run inspect

The MCP Inspector provides a browser UI to test each tool interactively.

Security

• Never commit your Stripe API key. Use environment variables or .env files.
• Test with sk_test_ keys in development.
• The server provides read-only balance information and write access to your Stripe account. Be careful which AI clients have access.
• All tools require the STRIPE_API_KEY environment variable to be set at startup.

License

MIT