fio-bank-mcp-http

fio-bank-mcp-http

Provides an HTTP wrapper around the FIO Bank MCP server, enabling secure access to FIO Bank account data over HTTPS for Cursor and Railway via MCP Streamable HTTP with Bearer authentication.

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README

fio-bank-mcp-http

HTTP wrapper around zjor/fio-bank-mcp for Railway and Cursor (Streamable HTTP).

The upstream server only speaks local stdio. This repo adds a public /mcp endpoint with Bearer auth so Cursor can call FIO Bank over HTTPS.

Env

  • FIO_API_TOKEN — FIO internet banking API token (Settings → API)
  • MCP_AUTH_TOKEN — Bearer token required by clients
  • PORT — listen port (Railway sets this)

Endpoints

  • GET /health — healthcheck
  • POST /mcp — MCP Streamable HTTP (auth required)

Cursor

{
  "mcpServers": {
    "fio-bank": {
      "url": "https://YOUR-APP.up.railway.app/mcp",
      "headers": {
        "Authorization": "Bearer YOUR_MCP_AUTH_TOKEN"
      }
    }
  }
}

FIO token

  1. Log in to FIO internet banking
  2. Settings → API → create a token (SMS / push)
  3. Wait 5 minutes before first use
  4. Data older than 90 days needs a temporary unlock in the same screen

Rate limit: 1 request per 30 seconds per token.

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