Eve Finance Stateless MCP Server (Cloudflare Workers + D1)

Stateless Model Context Protocol (MCP) server for personal finance management deployed on Cloudflare Workers with Cloudflare D1 (SQLite) and Drizzle ORM.

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🚀 Features

• Stateless HTTP Transport: Implements Web Standard Streamable HTTP & SSE (/mcp and /sse) via @modelcontextprotocol/sdk.
• Pure MCP-Native Authentication: Register and login directly using MCP tools (register_user & login_user) without external REST endpoints.
• 15-Minute Self-Contained JWT: Cryptographic token verification with zero database queries required for auth on finance tool calls.
• Multi-Tenant Row-Level Security (RLS): Automatically isolates user data via userId extracted directly from JWT token payload.
• 11 MCP Tools:
  • register_user: Register with firstName, lastName, email, and whatsappNumber (with country code +...) → returns persistent apiKey & 15-minute JWT.
  • login_user: Authenticate with apiKey → returns fresh 15-minute JWT.
  • submit_feedback: Submit user feedback, bug reports, or feature requests → automatically creates a formatted GitHub Issue with the user's name and email.
  • manage_wallet: Create, list, update wallets.
  • manage_category: Create, list expense and income categories.
  • manage_budget: Create, list, and compute real-time budget utilization status.
  • record_transaction: Record income/expenses with optional admin fee and automatic atomic wallet balance sync.
  • transfer_funds: Transfer money between wallets with optional admin fees and atomic dual-wallet balance adjustment.
  • update_transaction: Update transactions (amount, fee, wallet, category, budget, date, memo, planned status) with automatic balance reconciliation.
  • list_transactions: Dynamic filtering across date ranges, wallets, categories, budgets, and planning status.
  • financial_summary: Aggregate net worth, income, expense, savings, admin fees, and category breakdowns.
• 3 MCP Resources:
  • finance://db/schema
  • finance://wallets/list
  • finance://budgets/active

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🔄 Authentication Workflow via MCP

1. Register User via MCP Tool: Call tool register_user:

   {
     "firstName": "Budi",
     "lastName": "Setiawan",
     "email": "budi@example.com",
     "whatsappNumber": "+6281234567890"
   }
   

   Response:

   {
     "userId": "usr_k8f9a2...",
     "name": "Budi Setiawan",
     "email": "budi@example.com",
     "whatsappNumber": "+6281234567890",
     "apiKey": "fp_live_8f3d9b2c...",
     "token": "eyJhbGciOi...",
     "tokenType": "Bearer",
     "expiresIn": 900
   }
   

2. Call Finance Tools: Set Authorization: Bearer <token> in your MCP client headers to execute manage_wallet, record_transaction, etc.

3. Re-Login when Token Expires (after 15 minutes): When a token expires, call tool login_user:

   {
     "apiKey": "fp_live_8f3d9b2c..."
   }
   

   Response: Fresh 15-minute JWT token.

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🛠️ Project Setup & Local Development

1. Install Dependencies

npm install

2. Run Tests

Runs the complete test suite covering all 8 tools, 3 resources, RLS tenant isolation, input validations, and pure MCP lifecycle:

npm test

3. Type Checking & Build Dry-Run

npm run typecheck
npm run build

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🤖 Coding Agents Quick Start (Claude Code, OpenCode, Pi, OMP)

Connect Eve Finance MCP to your AI coding agents in seconds. For comprehensive configuration and example prompts, see the Coding Agents Setup Guide.

1. Claude Code

claude mcp add --transport http eve-finance https://finnplan-mcp.lutfidmz.workers.dev/mcp

2. OpenCode

In opencode.json:

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "eve-finance": {
      "type": "remote",
      "url": "https://finnplan-mcp.lutfidmz.workers.dev/mcp"
    }
  }
}

3. Pi (pi-mcp-adapter)

# 1. Install adapter
pi install npm:pi-mcp-adapter

# 2. Add to .mcp.json
{
  "mcpServers": {
    "eve-finance": {
      "url": "https://finnplan-mcp.lutfidmz.workers.dev/mcp"
    }
  }
}

4. OMP (Oh My Pi)

In .omp/mcp.json or .mcp.json:

{
  "$schema": "https://raw.githubusercontent.com/can1357/oh-my-pi/main/packages/coding-agent/src/config/mcp-schema.json",
  "mcpServers": {
    "eve-finance": {
      "url": "https://finnplan-mcp.lutfidmz.workers.dev/mcp"
    }
  }
}

⚡ Print Agent Snippets via CLI

npm run agent:snippet [claude|opencode|pi|omp|all]

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💾 Local D1 Setup & Migrations

Apply migrations to your local D1 database:

# 1. Execute database migrations locally
npx wrangler d1 execute finance_db --local --file=./drizzle/0000_nice_marvel_boy.sql
npx wrangler d1 execute finance_db --local --file=./drizzle/0001_low_stingray.sql

# 2. Start local development server
npm run dev

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🔌 Connecting with MCP Clients

• Endpoint: http://localhost:8787/mcp (or your deployed https://finnplan-mcp.lutfidmz.workers.dev/mcp)
• Initial Connection: No headers required to call register_user or login_user.
• Authenticated Calls:

  {
    "Authorization": "Bearer <YOUR_15_MIN_JWT_TOKEN>"
  }
  

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🚢 Production Deployment

# 1. Create remote D1 database (if not created yet)
npx wrangler d1 create finance_db

# 2. Set your production JWT secret
npx wrangler secret put JWT_SECRET

# 3. Apply migrations to remote D1 database
npx wrangler d1 execute finance_db --remote --file=./drizzle/0000_nice_marvel_boy.sql
npx wrangler d1 execute finance_db --remote --file=./drizzle/0001_low_stingray.sql

# 4. Deploy worker
npm run deploy