MCP Servers

cinderfi-mcp

Tax-aware retirement planning for Canada and the US. CPP/OAS and Social Security timing, RRSP/TFSA/401k/IRA projections, Monte Carlo simulation, withdrawal order optimization, and historical backtesting against 150 years of market data.

Category

README

Cinderfi MCP — Agent Skills

Tax-aware retirement planning for Canada and the US, available as an Agent Skills skill and Model Context Protocol server.

Compatible with Claude Code, OpenClaw, Cursor, VS Code Copilot, OpenAI Codex, Gemini CLI, Goose, and any other Agent Skills-compatible agent.

What it does

19 tools covering:

Retirement projections (single + couples)
CPP / OAS / Social Security timing
Tax calculations (all Canadian provinces + US states)
GIS eligibility and clawback analysis
RRSP meltdown / Roth conversion strategy
Monte Carlo simulation
Withdrawal order optimization
Historical backtesting (Shiller 1871–2024)
Purchase and windfall impact simulators
Scenario comparison
Personalized retirement insights

Get started

Get a free API key at cinderfi.com/mcp
Connect your agent to https://mcp.cinderfi.com/mcp

Claude Desktop

{
  "mcpServers": {
    "cinderfi": {
      "command": "npx",
      "args": ["-y", "mcp-remote", "https://mcp.cinderfi.com/mcp"],
      "env": {
        "AUTHORIZATION": "Bearer YOUR_API_KEY"
      }
    }
  }
}

OpenClaw

{
  "mcp": {
    "servers": {
      "cinderfi": {
        "url": "https://mcp.cinderfi.com/mcp",
        "headers": {
          "Authorization": "Bearer YOUR_API_KEY"
        }
      }
    }
  }
}

Or via CLI:

openclaw mcp set cinderfi '{"url":"https://mcp.cinderfi.com/mcp","headers":{"Authorization":"Bearer YOUR_API_KEY"}}'

Any MCP-compatible client

Endpoint: https://mcp.cinderfi.com/mcp
Auth: Authorization: Bearer YOUR_API_KEY
Transports: Streamable HTTP, SSE

Pricing

	Free	Pro
Calls/day	5	Unlimited
Single-person tools	✅	✅
Couples tools	—	✅
Monte Carlo	—	✅
Optimizer	—	✅
Backtest	—	✅
Scenario comparison	—	✅

→ Get API key · Pricing · Interactive planner

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